{"id":100,"date":"2018-05-05T23:13:13","date_gmt":"2018-05-06T06:13:13","guid":{"rendered":"http:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?p=100"},"modified":"2026-04-20T12:37:02","modified_gmt":"2026-04-20T19:37:02","slug":"positive-score-factors-2","status":"publish","type":"post","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/positive-score-factors-2\/","title":{"rendered":"Positive Score Factors"},"content":{"rendered":"<p><em><strong>Delinquencies on your accounts.<\/strong><\/em><br \/>\nA delinquency is a payment that was made 30 or more days late.\u00a0None or very few delinquencies\u00a0on your account\u00a0can cause your score to improve.<\/p>\n<p><em><strong>What You Can Do<\/strong><\/em><br \/>\nKeep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score.<!--more--><\/p>\n<p><em><strong>Few or no installment accounts with delinquent or derogatory payment status.<\/strong><\/em><br \/>\nAn installment account is one with a fixed monthly payment for the life of the loan. Auto loans and student loans are common examples of installment loans. Paying your bills on time improves your score. You have paid all your installment loans on time or no more than 30 days late.<\/p>\n<p><em><strong>What You Can Do<\/strong><\/em><br \/>\nKeep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.<\/p>\n<p><em><strong>The balances on your accounts are not too high compared to loan limits.<\/strong><\/em><br \/>\nYour balances are not too high compared to the loan amounts, which causes your score to improve.<\/p>\n<p><em><strong>What You Can Do<\/strong><\/em><br \/>\nKeep low balances on your accounts; this will benefit your score.<\/p>\n<p><em><strong>Few or no bankcard or revolving accounts with delinquent\/derogatory status.<\/strong><\/em><br \/>\nBankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Paying your bills on time improves your score. You have paid all your bankcard or revolving accounts on time or no more than 30 days late.<\/p>\n<p><em><strong>What You Can Do<\/strong><\/em><br \/>\nKeep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Delinquencies on your accounts. A delinquency is a payment that was made 30 or more days late.\u00a0None or very few delinquencies\u00a0on your account\u00a0can cause your score to improve. What You Can Do Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any &hellip; <a href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/positive-score-factors-2\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Positive Score Factors<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[28,16,9,5,30,29],"class_list":["post-100","post","type-post","status-publish","format-standard","hentry","category-blog","tag-credit-accounts","tag-credit-cards","tag-credit-score","tag-credit-scores","tag-debt","tag-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time Keep low balances on\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":411,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","url_meta":{"origin":100,"position":1},"title":"What factors affect your credit score?","author":"LVWS","date":"September 2, 2020","format":false,"excerpt":"Few factors affect your credit score that are related to your past and current financial activities. Payment history Payment history includes a record that shows if you paid your bills on time. It includes medical bills, so if there are any that you may have forgotten about, they will show\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"What factors affect your credit score","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":53,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-impacting-your-credit-score\/","url_meta":{"origin":100,"position":2},"title":"Factors Impacting Your Credit Score","author":"fcsadmin","date":"September 14, 2015","format":false,"excerpt":"The following factors have an impact on your Credit Score. The credit reporting agencies use them as basis in their calculations. 24-month review of your credit report and history of payment punctuality: DYK? even late payments on medical or cable and phone bills may affect your Credit Score the total\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":898,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/how-to-fix-your-credit-fast-a-step-by-step-guide-2026\/","url_meta":{"origin":100,"position":3},"title":"How to Fix Your Credit Fast: A Step-by-Step Guide (2026)","author":"Daniel LVWS","date":"April 6, 2026","format":false,"excerpt":"A bad credit score can cost you thousands in higher interest rates, block you from renting an apartment, and even hurt your chances of landing a job. The good news? You don't need years to turn things around. This guide breaks down exactly how to fix your credit fast using\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":850,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/what-credit-score-do-you-need-to-buy-a-house-in-las-vegas-2026-guide\/","url_meta":{"origin":100,"position":4},"title":"What Credit Score Do You Need to Buy a House in Las Vegas? (2026 Guide)","author":"Daniel LVWS","date":"February 5, 2026","format":false,"excerpt":"Las Vegas is one of the most exciting real estate markets in the country. With a median home price hovering around $470,000 in early 2026 and inventory finally giving buyers more breathing room, many locals are wondering: do I actually qualify? The answer almost always starts with one number \u2014\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":593,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/credit-repair\/","url_meta":{"origin":100,"position":5},"title":"Credit Repair","author":"LVWS","date":"April 13, 2023","format":false,"excerpt":"What is Credit Repair? Credit repair refers to the process of improving or repairing a person's creditworthiness and credit score. When someone has a poor credit history or a low credit score, it can make it challenging to obtain loans, credit cards, or favorable interest rates. 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