{"id":144,"date":"2017-04-07T23:17:38","date_gmt":"2017-04-07T23:17:38","guid":{"rendered":"http:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?p=144"},"modified":"2020-08-12T11:21:40","modified_gmt":"2020-08-12T18:21:40","slug":"vantagescore","status":"publish","type":"post","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/vantagescore\/","title":{"rendered":"VantageScore&reg;"},"content":{"rendered":"<p><span class=\"tip\">Your VantageScore<sup><span style=\"font-size: small;\">\u00ae<\/span><\/sup> and grade is based primarily on a 24-month review of your credit report. Your credit report has information \u2013 such as your history of payment punctuality, the total amount of your available credit, the total amount and type of debt you have, the number of open and active accounts, and the longevity of your relationships with creditors.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your VantageScore\u00ae and grade is based primarily on a 24-month review of your credit report. Your credit report has information \u2013 such as your history of payment punctuality, the total amount of your available credit, the total amount and type of debt you have, the number of open and active accounts, and the longevity of &hellip; <a href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/vantagescore\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">VantageScore&reg;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[9,5,15],"class_list":["post-144","post","type-post","status-publish","format-standard","hentry","category-blog","tag-credit-score","tag-credit-scores","tag-vantage-score"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VantageScore&reg; - Fast Credit Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/vantagescore\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VantageScore&reg; - Fast Credit Solutions\" \/>\n<meta property=\"og:description\" content=\"Your VantageScore\u00ae and grade is based primarily on a 24-month review of your credit report. Your credit report has information \u2013 such as your history of payment punctuality, the total amount of your available credit, the total amount and type of debt you have, the number of open and active accounts, and the longevity of &hellip; Continue reading VantageScore&reg;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/vantagescore\/\" \/>\n<meta property=\"og:site_name\" content=\"Fast Credit Solutions\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fastcreditsolutions\" \/>\n<meta property=\"article:published_time\" content=\"2017-04-07T23:17:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-08-12T18:21:40+00:00\" \/>\n<meta name=\"author\" content=\"fcsadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fastcreditfix\" \/>\n<meta name=\"twitter:site\" content=\"@fastcreditfix\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fcsadmin\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/vantagescore\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/vantagescore\\\/\"},\"author\":{\"name\":\"fcsadmin\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#\\\/schema\\\/person\\\/1d4142267d27456ad71dbb7bf58974b4\"},\"headline\":\"VantageScore&reg;\",\"datePublished\":\"2017-04-07T23:17:38+00:00\",\"dateModified\":\"2020-08-12T18:21:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/vantagescore\\\/\"},\"wordCount\":60,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#organization\"},\"keywords\":[\"credit score\",\"credit scores\",\"vantage score\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/vantagescore\\\/\",\"url\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/vantagescore\\\/\",\"name\":\"VantageScore&reg; 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VantageScore 2.0 was created using \u00a0data blended \u00a0from two different timeframes, and pulled from the most recent lending environment, 2006-2008 and 2007-2009. It uses a national sample of anonymous credit information of approximately 15\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":643,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/credit-score-range\/","url_meta":{"origin":144,"position":1},"title":"Credit Score Range","author":"fcsadmin","date":"September 28, 2023","format":false,"excerpt":"Credit score range is typically between 300 and 850. Within that range, scores can usually be placed into one of five categories: poor, fair, good, very good and excellent. Poor Credit Score A poor credit score is typically defined as a score between 300 and 579. A score in this\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"CREDIT SCORE RANGE","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/09\/CREDIT-SCORE-RANGE.jpg?fit=1200%2C400&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/09\/CREDIT-SCORE-RANGE.jpg?fit=1200%2C400&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/09\/CREDIT-SCORE-RANGE.jpg?fit=1200%2C400&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/09\/CREDIT-SCORE-RANGE.jpg?fit=1200%2C400&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/09\/CREDIT-SCORE-RANGE.jpg?fit=1200%2C400&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":53,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-impacting-your-credit-score\/","url_meta":{"origin":144,"position":2},"title":"Factors Impacting Your Credit Score","author":"fcsadmin","date":"September 14, 2015","format":false,"excerpt":"The following factors have an impact on your Credit Score. The credit reporting agencies use them as basis in their calculations. 24-month review of your credit report and history of payment punctuality: DYK? even late payments on medical or cable and phone bills may affect your Credit Score the total\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":898,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/how-to-fix-your-credit-fast-a-step-by-step-guide-2026\/","url_meta":{"origin":144,"position":3},"title":"How to Fix Your Credit Fast: A Step-by-Step Guide (2026)","author":"Daniel LVWS","date":"April 6, 2026","format":false,"excerpt":"A bad credit score can cost you thousands in higher interest rates, block you from renting an apartment, and even hurt your chances of landing a job. The good news? You don't need years to turn things around. This guide breaks down exactly how to fix your credit fast using\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/negative-score-factors\/","url_meta":{"origin":144,"position":4},"title":"Negative Score Factors","author":"fcsadmin","date":"September 13, 2016","format":false,"excerpt":"The date that you opened your oldest account is too recent. Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit. What You Can Do Don't open more accounts\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":411,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","url_meta":{"origin":144,"position":5},"title":"What factors affect your credit score?","author":"LVWS","date":"September 2, 2020","format":false,"excerpt":"Few factors affect your credit score that are related to your past and current financial activities. Payment history Payment history includes a record that shows if you paid your bills on time. It includes medical bills, so if there are any that you may have forgotten about, they will show\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"What factors affect your credit score","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1200%2C1058&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/comments?post=144"}],"version-history":[{"count":2,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/144\/revisions"}],"predecessor-version":[{"id":149,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/144\/revisions\/149"}],"wp:attachment":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/media?parent=144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/categories?post=144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/tags?post=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}