– Don’t max your credit cards
\n– Keep a healthy credit utilization ratio (most creditors consider a ratio of 35% or lower as healthy)
\n– Make your monthly credit card payments on time
\n– Keep tabs on your scores and check your credit report regularly<\/p>\n
In general, keeping a low balance on your credit card or paying your credit card off each month is ideal. However, letting your credit cards sit idle, without activity, it may not benefit you as the creditors have nothing to report.<\/p>\n","protected":false},"excerpt":{"rendered":"