{"id":287,"date":"2019-02-28T11:27:07","date_gmt":"2019-02-28T19:27:07","guid":{"rendered":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?p=287"},"modified":"2020-08-12T11:20:58","modified_gmt":"2020-08-12T18:20:58","slug":"conventional-loans","status":"publish","type":"post","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/conventional-loans\/","title":{"rendered":"Conventional Loans"},"content":{"rendered":"\n

Conventional loans are not associated, insured or guaranteed by VA, FHA or USDA. A minimum of 5%, or 3% in some cases, of the purchase price must be paid as down payment. Additionally, private mortgage insurance must be paid, if the down payment is less than 20%. <\/p>\n\n\n\n

DYK: If you pay 20% or more of home purchase price as down payment, you are not required to pay the private mortgage insurance<\/p>\n","protected":false},"excerpt":{"rendered":"

Conventional loans are not associated, insured or guaranteed by VA, FHA or USDA. A minimum of 5%, or 3% in some cases, of the purchase price must be paid as down payment. Additionally, private mortgage insurance must be paid, if the down payment is less than 20%. DYK: If you pay 20% or more of … Continue reading Conventional Loans<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[29,19],"class_list":["post-287","post","type-post","status-publish","format-standard","hentry","category-blog","tag-loans","tag-mortgage"],"yoast_head":"\nConventional Loans - Fast Credit Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/conventional-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conventional Loans - Fast Credit Solutions\" \/>\n<meta property=\"og:description\" content=\"Conventional loans are not associated, insured or guaranteed by VA, FHA or USDA. A minimum of 5%, or 3% in some cases, of the purchase price must be paid as down payment. Additionally, private mortgage insurance must be paid, if the down payment is less than 20%. 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Start with making a list with the following items: all your debts, including mortgage, vehicle loans, student loans, other types of loans, accounts in collection, credit cards for each loan, note the interest rate and the monthly payment for each credit card, note the interest\u2026","rel":"","context":"In "Blog"","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":646,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/current-mortgage-rates\/","url_meta":{"origin":287,"position":2},"title":"Current Mortgage Rates","author":"LVWS","date":"November 28, 2023","format":false,"excerpt":"Wells Fargo Chase Bank","rel":"","context":"In "Blog"","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/11\/Current-Mortgage-Rates-Wells-Fargo.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/11\/Current-Mortgage-Rates-Wells-Fargo.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/11\/Current-Mortgage-Rates-Wells-Fargo.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/11\/Current-Mortgage-Rates-Wells-Fargo.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/11\/Current-Mortgage-Rates-Wells-Fargo.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":169,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/back-to-school\/","url_meta":{"origin":287,"position":3},"title":"Back to School","author":"fcsadmin","date":"September 11, 2017","format":false,"excerpt":"Knowing how you\u2019re going to pay for college is one of the most powerful ways you can set yourself up for success \u2013 in college and beyond. FAFSA: Submit your Free Application for Federal Student Aid to get access to federal grants, loans and work-study funds available for college Scholarships:\u00a0Visit\u2026","rel":"","context":"In "Blog"","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":100,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/positive-score-factors-2\/","url_meta":{"origin":287,"position":4},"title":"Positive Score Factors","author":"fcsadmin","date":"May 5, 2018","format":false,"excerpt":"Delinquencies on your accounts. A delinquency is a payment that was made 30 or more days late.\u00a0None or very few delinquencies\u00a0on your account\u00a0can cause your score to improve. What You Can Do Keep paying bills on time every month since it is important for maintaining a good credit score. If\u2026","rel":"","context":"In "Blog"","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":637,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/how-does-a-home-loan-affect-your-credit-score\/","url_meta":{"origin":287,"position":5},"title":"How Does A Home Loan Affect Your Credit Score?","author":"LVWS","date":"August 6, 2023","format":false,"excerpt":"The impact of getting a mortgage on your credit score can vary depending on your individual credit history, financial situation, and how the mortgage application process is handled. 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