{"id":309,"date":"2019-08-26T20:19:07","date_gmt":"2019-08-27T03:19:07","guid":{"rendered":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?p=309"},"modified":"2019-08-26T20:19:44","modified_gmt":"2019-08-27T03:19:44","slug":"unpaid-medical-bills-can-affect-your-credit-score","status":"publish","type":"post","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/unpaid-medical-bills-can-affect-your-credit-score\/","title":{"rendered":"Unpaid Medical Bills Can Affect Your Credit Score"},"content":{"rendered":"\n<p>Doctors and medical offices don&#8217;t report your unpaid bills to the credit reporting agencies. They send them to bill collection agencies and they report your debt. Once reported, the unpaid medical debt may negatively impact your credit score making it drop 50 to 100 points. Whether paid or not, the medical debt reported will stay on your credit report for up to 7 years.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Doctors and medical offices don&#8217;t report your unpaid bills to the credit reporting agencies. They send them to bill collection agencies and they report your debt. Once reported, the unpaid medical debt may negatively impact your credit score making it drop 50 to 100 points. Whether paid or not, the medical debt reported will stay &hellip; <a href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/unpaid-medical-bills-can-affect-your-credit-score\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Unpaid Medical Bills Can Affect Your Credit Score<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[56,43,9,54,55],"class_list":["post-309","post","type-post","status-publish","format-standard","hentry","category-blog","tag-collection-agency","tag-credit-report","tag-credit-score","tag-medical-bills","tag-medical-debt"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Unpaid Medical Bills Can Affect Your Credit Score - Fast Credit Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/unpaid-medical-bills-can-affect-your-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unpaid Medical Bills Can Affect Your Credit Score - Fast Credit Solutions\" \/>\n<meta property=\"og:description\" content=\"Doctors and medical offices don&#8217;t report your unpaid bills to the credit reporting agencies. They send them to bill collection agencies and they report your debt. Once reported, the unpaid medical debt may negatively impact your credit score making it drop 50 to 100 points. 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The credit reporting agencies use them as basis in their calculations. 24-month review of your credit report and history of payment punctuality: DYK? even late payments on medical or cable and phone bills may affect your Credit Score the total\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":289,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/know-your-credit-report\/","url_meta":{"origin":309,"position":1},"title":"Know your credit report","author":"fcsadmin","date":"April 10, 2019","format":false,"excerpt":"Credit report Your credit report from the 3 US credit reporting agencies, Equifax, Experian and TransUnion, are available for you to view for free annually at AnnualCreditReport.com. Access your report and check for errors and fraudulent accounts. 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In reality, legitimate credit repair is a structured, law-based process focused on accuracy, verification, and consumer\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"how-credit-repair-works","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2025\/12\/how-credit-repair-works-min.png?fit=1200%2C700&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2025\/12\/how-credit-repair-works-min.png?fit=1200%2C700&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2025\/12\/how-credit-repair-works-min.png?fit=1200%2C700&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2025\/12\/how-credit-repair-works-min.png?fit=1200%2C700&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2025\/12\/how-credit-repair-works-min.png?fit=1200%2C700&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/comments?post=309"}],"version-history":[{"count":1,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/309\/revisions"}],"predecessor-version":[{"id":310,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/309\/revisions\/310"}],"wp:attachment":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/media?parent=309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/categories?post=309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/tags?post=309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}