{"id":411,"date":"2020-09-02T17:23:56","date_gmt":"2020-09-03T00:23:56","guid":{"rendered":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?p=411"},"modified":"2020-09-02T17:25:38","modified_gmt":"2020-09-03T00:25:38","slug":"factors-affecting-credit-score","status":"publish","type":"post","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","title":{"rendered":"What factors affect your credit score?"},"content":{"rendered":"\n<p>Few factors affect your credit score that are related to your past and current financial activities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Payment history<\/h2>\n\n\n\n<p>Payment history includes a record that shows if you paid your bills on time. It includes medical bills, so if there are any that you may have forgotten about, they will show in your payment history record.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Credit history<\/h2>\n\n\n\n<p>This record holds information on credit accounts you have opened over the years, how long you have had the credit accounts.<\/p>\n\n\n\n<p>What other factors affect your credit score?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Credit usage<\/h2>\n\n\n\n<p> Credit usage shows the current credit account balances compared to the credit limit. The older the credit history and the lower the balance, the better score on your credit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Total balances<\/h2>\n\n\n\n<p>An overall look at the total amount of your recently reported balances. Any delinquencies are included here. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Recent credit<\/h2>\n\n\n\n<p>This report shows the recently opened credit accounts as well as the recent credit checks performed on your account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Available credit<\/h2>\n\n\n\n<p>There is a maximum limit on a credit card or account. The available credit is calculated by deducting the account balance from the maximum limit.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>We can help you improve your <a href=\"https:\/\/www.freecreditreport.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit score<\/a>. Call <a href=\"\/\">us<\/a> to learn what steps and procedures we follow in providing you with a successful outcome.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"tel:702.541.8215\">Tap to call: 702.541.8215<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few factors affect your credit score that are related to your past and current financial activities. Payment history Payment history includes a record that shows if you paid your bills on time. It includes medical bills, so if there are any that you may have forgotten about, they will show in your payment history record. &hellip; <a href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">What factors affect your credit score?<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":412,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What factors affect your credit score? - Fast Credit Solutions<\/title>\n<meta name=\"description\" content=\"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What factors affect your credit score? - Fast Credit Solutions\" \/>\n<meta property=\"og:description\" content=\"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/\" \/>\n<meta property=\"og:site_name\" content=\"Fast Credit Solutions\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fastcreditsolutions\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-03T00:23:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-09-03T00:25:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"1128\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"LVWS\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fastcreditfix\" \/>\n<meta name=\"twitter:site\" content=\"@fastcreditfix\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"LVWS\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/\"},\"author\":{\"name\":\"LVWS\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#\\\/schema\\\/person\\\/792d112943c924852c6986135e60f3f5\"},\"headline\":\"What factors affect your credit score?\",\"datePublished\":\"2020-09-03T00:23:56+00:00\",\"dateModified\":\"2020-09-03T00:25:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/\"},\"wordCount\":217,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/credit-40671_1280.png?fit=1280%2C1128&ssl=1\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/\",\"url\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/\",\"name\":\"What factors affect your credit score? - Fast Credit Solutions\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/credit-40671_1280.png?fit=1280%2C1128&ssl=1\",\"datePublished\":\"2020-09-03T00:23:56+00:00\",\"dateModified\":\"2020-09-03T00:25:38+00:00\",\"description\":\"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/credit-40671_1280.png?fit=1280%2C1128&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/credit-40671_1280.png?fit=1280%2C1128&ssl=1\",\"width\":1280,\"height\":1128,\"caption\":\"What factors affect your credit score\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/factors-affecting-credit-score\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What factors affect your credit score?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/\",\"name\":\"Fast Credit Solutions\",\"description\":\"Las Vegas Credit Repair\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#organization\",\"name\":\"Fast Credit Solutions\",\"url\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/FCS-logo.jpg?fit=289%2C159&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/FCS-logo.jpg?fit=289%2C159&ssl=1\",\"width\":289,\"height\":159,\"caption\":\"Fast Credit Solutions\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fastcreditsolutions\",\"https:\\\/\\\/x.com\\\/fastcreditfix\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/#\\\/schema\\\/person\\\/792d112943c924852c6986135e60f3f5\",\"name\":\"LVWS\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g\",\"caption\":\"LVWS\"},\"sameAs\":[\"http:\\\/\\\/www.lasvegaswebsitesolutions.com\"],\"url\":\"https:\\\/\\\/www.fastcreditsolutions.net\\\/credit_repair_blog\\\/author\\\/lvws\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What factors affect your credit score? - Fast Credit Solutions","description":"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","og_locale":"en_US","og_type":"article","og_title":"What factors affect your credit score? - Fast Credit Solutions","og_description":"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated","og_url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","og_site_name":"Fast Credit Solutions","article_publisher":"https:\/\/www.facebook.com\/fastcreditsolutions","article_published_time":"2020-09-03T00:23:56+00:00","article_modified_time":"2020-09-03T00:25:38+00:00","og_image":[{"width":1280,"height":1128,"url":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","type":"image\/png"}],"author":"LVWS","twitter_card":"summary_large_image","twitter_creator":"@fastcreditfix","twitter_site":"@fastcreditfix","twitter_misc":{"Written by":"LVWS","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#article","isPartOf":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/"},"author":{"name":"LVWS","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#\/schema\/person\/792d112943c924852c6986135e60f3f5"},"headline":"What factors affect your credit score?","datePublished":"2020-09-03T00:23:56+00:00","dateModified":"2020-09-03T00:25:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/"},"wordCount":217,"publisher":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#organization"},"image":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","articleSection":["Blog"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/","name":"What factors affect your credit score? - Fast Credit Solutions","isPartOf":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#primaryimage"},"image":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","datePublished":"2020-09-03T00:23:56+00:00","dateModified":"2020-09-03T00:25:38+00:00","description":"This is a short blog post with short descriptions of what factors affect your credit score. Some items in the reports can be eliminated","breadcrumb":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#primaryimage","url":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","width":1280,"height":1128,"caption":"What factors affect your credit score"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-affecting-credit-score\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/"},{"@type":"ListItem","position":2,"name":"What factors affect your credit score?"}]},{"@type":"WebSite","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#website","url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/","name":"Fast Credit Solutions","description":"Las Vegas Credit Repair","publisher":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#organization","name":"Fast Credit Solutions","url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2022\/12\/FCS-logo.jpg?fit=289%2C159&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2022\/12\/FCS-logo.jpg?fit=289%2C159&ssl=1","width":289,"height":159,"caption":"Fast Credit Solutions"},"image":{"@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fastcreditsolutions","https:\/\/x.com\/fastcreditfix"]},{"@type":"Person","@id":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/#\/schema\/person\/792d112943c924852c6986135e60f3f5","name":"LVWS","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/646a25b1f6dea9a91295ed17871ea81f5fb0a5e21c7f81c7076288d50dbc2254?s=96&d=mm&r=g","caption":"LVWS"},"sameAs":["http:\/\/www.lasvegaswebsitesolutions.com"],"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/author\/lvws\/"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2020\/09\/credit-40671_1280.png?fit=1280%2C1128&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p8zDec-6D","jetpack-related-posts":[{"id":53,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/factors-impacting-your-credit-score\/","url_meta":{"origin":411,"position":0},"title":"Factors Impacting Your Credit Score","author":"fcsadmin","date":"September 14, 2015","format":false,"excerpt":"The following factors have an impact on your Credit Score. The credit reporting agencies use them as basis in their calculations. 24-month review of your credit report and history of payment punctuality: DYK? even late payments on medical or cable and phone bills may affect your Credit Score the total\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":100,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/positive-score-factors-2\/","url_meta":{"origin":411,"position":1},"title":"Positive Score Factors","author":"fcsadmin","date":"May 5, 2018","format":false,"excerpt":"Delinquencies on your accounts. A delinquency is a payment that was made 30 or more days late.\u00a0None or very few delinquencies\u00a0on your account\u00a0can cause your score to improve. What You Can Do Keep paying bills on time every month since it is important for maintaining a good credit score. If\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/negative-score-factors\/","url_meta":{"origin":411,"position":2},"title":"Negative Score Factors","author":"fcsadmin","date":"September 13, 2016","format":false,"excerpt":"The date that you opened your oldest account is too recent. Your oldest account is still too recent. A credit file containing older accounts will have a positive impact on your credit score because it demonstrates that you are experienced managing credit. What You Can Do Don't open more accounts\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":77,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/positive-score-factors\/","url_meta":{"origin":411,"position":3},"title":"Positive Score Factors","author":"fcsadmin","date":"December 23, 2015","format":false,"excerpt":"Paying your bills on time improves your score Keep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time Keep low balances on\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":898,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/how-to-fix-your-credit-fast-a-step-by-step-guide-2026\/","url_meta":{"origin":411,"position":4},"title":"How to Fix Your Credit Fast: A Step-by-Step Guide (2026)","author":"Daniel LVWS","date":"April 6, 2026","format":false,"excerpt":"A bad credit score can cost you thousands in higher interest rates, block you from renting an apartment, and even hurt your chances of landing a job. The good news? You don't need years to turn things around. This guide breaks down exactly how to fix your credit fast using\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":593,"url":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/credit-repair\/","url_meta":{"origin":411,"position":5},"title":"Credit Repair","author":"LVWS","date":"April 13, 2023","format":false,"excerpt":"What is Credit Repair? Credit repair refers to the process of improving or repairing a person's creditworthiness and credit score. When someone has a poor credit history or a low credit score, it can make it challenging to obtain loans, credit cards, or favorable interest rates. Credit repair aims to\u2026","rel":"","context":"In &quot;Blog&quot;","block_context":{"text":"Blog","link":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/category\/blog\/"},"img":{"alt_text":"Credit Repair","src":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/04\/credit-repair.jpg?fit=1200%2C848&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/04\/credit-repair.jpg?fit=1200%2C848&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/04\/credit-repair.jpg?fit=1200%2C848&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/04\/credit-repair.jpg?fit=1200%2C848&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-content\/uploads\/2023\/04\/credit-repair.jpg?fit=1200%2C848&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/comments?post=411"}],"version-history":[{"count":2,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/411\/revisions"}],"predecessor-version":[{"id":414,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/posts\/411\/revisions\/414"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/media\/412"}],"wp:attachment":[{"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/media?parent=411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/categories?post=411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fastcreditsolutions.net\/credit_repair_blog\/wp-json\/wp\/v2\/tags?post=411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}