Credit score is the “magic” number that lenders and landlords look at when you apply for a loan or a rental property.
Can you get your Free Credit Reports online?
You can request free credit reports from annualcreditreport.com, the only authorized website for free credit reports. You will need to provide your name, address, social security number and your date of birth for verification purposes. As monitoring your credit reports is important, the annual credit reports do not include credit scores.
How can I get my Credit Score?
Additionally, credit card providers offer their clients options to view their credit score and basic credit report online. The basic credit report includes items like total debt, available credit, history of credit score changes over a period of time. One can also sign up for credit report alerts through the same services.