If you’re thinking about refinancing, at least part of your decision should be based on how long you think you’ll stay at your current home. That way, you can figure out whether you’ll recoup the up-front refinancing costs with enough monthly savings at the lower, refinanced rate.
Shop around before you transfer your credit card balance to a new card. Look for 0% intro APR on the balance you want to transfer. Check for any balance transfer fees.
When weighing personal loan offers, you shouldn’t necessarily pick the one with the lowest rate. For each loan, also consider the impact other terms—penalties, fees, payment flexibility—may have on your bottom line.
- Paying your bills on time improves your score
Keep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time Continue reading Positive Score Factors