“Only available as part of TransUnion® Credit Monitoring, the Credit Score Simulator tool shows you ways your current credit score would change based on future actions and events.”
The online credit score simulator is a useful tool that provides an insight of how different factors may affect your credit score. For example, just applying for a new credit card may downgrade your credit score by 2 points.
“With Credit Score Simulator, you won’t just know where your credit score stands, but also where it could go.”
Credit Score Simulator Highlights:
- Learn the easy way by planning credit actions ahead of time
- See how future actions or events would impact your score
- Select from 14 different categories
- Explore thousands of possible credit score simulations!
Most credit card companies will let you change their card’s monthly due date. Doing so may help you spread your expenses more evenly within each month. Just remember, if you end up calling in and getting your monthly due date changed, take note of it so you don’t forget and miss a payment! Also, changing the credit card’s monthly due date may only be allowed once during a specific period of time.
Criminals can install theft devices on top of gas station payment machines to steal your credit card information. To help reduce your risk, choose pumps closer to the gas station’s convenience store and check the machine for anything out of the ordinary before putting your card in.
Some credit cards charge a fee (typically between 1% and 3%) for every purchase someone makes in a foreign country or through a bank based abroad. If you’re shopping for a new credit card, you may want to consider which ones have foreign transaction fees and which ones don’t, especially if you travel abroad.