If you graduated high-school recently and want to start building credit in your own name and gain financial independence, applying for a credit card could be a starting point.
What building credit can do for you
Building a credit history can help give you more financial freedom and choices down the road – and possibly lower your interest rates on future purchases, like a car or a home loan.
Use your credit card wisely
Your credit history reflects your ability to use credit responsibly. It’s important to charge only what you can afford, stay within your credit limit, pay more than the minimum monthly payment, and always pay on time.