Las Vegas Credit Repair
Now that the Federal Reserve decided to increase the federal interest rate in December, it’s important to know how the recent and future rate hikes will affect your mortgage rates.
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Your credit card’s grace period is the number of days you have to fully pay your bill to avoid finance charges. Typically, though, grace periods only apply to purchases you’ve made and not to other kinds of transactions (e.g., balance transfers and cash advances).
If you’re thinking about refinancing, at least part of your decision should be based on how long you think you’ll stay at your current home. That way, you can figure out whether you’ll recoup the up-front refinancing costs with enough monthly savings at the lower, refinanced rate.
Shop around before you transfer your credit card balance to a new card. Look for 0% intro APR on the balance you want to transfer. Check for any balance transfer fees.