Shop around before you transfer your credit card balance to a new card. Look for 0% intro APR on the balance you want to transfer. Check for any balance transfer fees.
Personal Loan Tip
When weighing personal loan offers, you shouldn’t necessarily pick the one with the lowest rate. For each loan, also consider the impact other terms—penalties, fees, payment flexibility—may have on your bottom line.
Positive Score Factors
- Paying your bills on time improves your score
Keep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time Continue reading Positive Score Factors
Credit Cards Now Offer Free Credit Scores
Checking your current credit score should be an easy task, free to everyone. Using loans and credit cards is our current lifestyle and creditors use our FICO score to determine whether to loan us money or not. Knowing your score before you apply for loans can reduce the stress of the unknown.
Below are credit providers who offer free scores to their clients: Continue reading Credit Cards Now Offer Free Credit Scores