U.S. Department of Labor publishes new guidance related to employee leaves as the workplaces reopen.
Questions and answers related to employee leaves and “COVID-19 and the American Workplace” can be found on the DOL website: “Families First Coronavirus Response Act: Questions and Answers”. One of the topic that is addressed on the DOL website is:
Can employees that are not teleworking take expanded family and medical leave intermittently while a child’s school or place of care is closed, or child care provider is unavailable, due to COVID-19-related reasons?
Yes, but only with the employer’s permission. Intermittent expanded family and medical leave should be permitted only when the worker and the company agree upon such a schedule.
Employers and employees collaboration to achieve flexibility is encouraged by the DOL. Therefore, if employers and employees agree to intermittent leave on a day-by-day basis, the department supports such voluntary arrangements.
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The first 2 quarters of 2020 have been very difficult for all and for the economy. However, the houses are still selling in Las Vegas, according to ShowingTime MarketStats.
The decreased number of new listings on the market and houses still selling in Las Vegas is the combination of higher demand and lower inventory which drives the sale prices up. If you’ve been thinking of buying a new home, this may be the good time to buy.
As a home buyer, it is important to have a strong credit record to qualify for a loan to purchase your new home. Small issues, like a forgotten unpaid old medical bill, a payment that you didn’t submit on time, can affect your credit score and therefore your qualifying requirements for a new home loan.
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Continue reading Houses are still selling in Las Vegas
The IRS started sending stimulus checks in April. Taxpayers that filed their 2018 and 2019 returns and most seniors and retirees have automatically been issued the payments without further action on their part.
For those eligible to receive the payment but have not received it, you can fill out eligibility forms on the IRS website https://www.irs.gov/coronavirus/economic-impact-payments
Credit card companies offer payment assistance and payment deferment for a month for those that are affected by the business closures due to the coronavirus outbreak. Some have options to request the deferment online, others you must call. The payment deferment makes the minimum payment to zero, so you are not required to make a payment this month. However, it does not remove the interest.
To request the payment deferment from Capital One, call 800.227.4825. They are friendly and willing to help.
For payment assistance from Chase, go to https://www.chase.com/paymentassistance
American Express offers a deferment on both minimum payment and interest. Their financial hardship assistance number is 866.703.4169