Every creditor has its own definition of what is considered “good” vs. “bad” credit. With more lenders today keeping credit standards tight, you need to do everything possible to get your credit in great shape. A low credit score today does not have to be permanent. (TransUnion)
Correcting errors on your credit report can be a long and tedious process. Here are a few steps that can help speed up the process.
1. Request a recent credit report directly from the credit reporting agencies Transunion , Experian and Equifax since you’ll need this report to send in your dispute and to keep on hand in case you later need to take additional steps.
Make sure you order your report directly from the bureaus, not from a third-party reseller, and avoid relying on a report you got from a lender. Continue reading 5 Steps for correcting errors from your Credit Report
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